YiF Age-Based Financial Kits

Monetta believes that encouraging involvement in the investment process develops good financial habits that may last a life-time. Based on a child's age, upon opening an account, kids will receive an age-based financial kit as outlined below:

Ages 0-2	Ages 3-11	Ages 12-18
• Quarterly Newsletter	• Quarterly Newsletter	• Quarterly Newsletter
• YIF Certificate	• YIF Certificate	• YIF Certificate
• Piggy Bank	• Kids Wallet/Purse	• Quarter Collecting Album
• Munny Journey™ Keepsake Journal	• KidsSave Money Management    Software Program (Trial Version)	• Monetta Investment Tutorial    (24-chapter)
-	• Disney Money Activity Book	• Monetta Activity Book
-	• Collectible Stock Certificate Cards	• Collectible Stock Certificate Cards

Monetta reserve's the right to substitute a product of equal or greater value.



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Disclosures

Monetta Financial Services, Inc. (MFSI) is the investment advisor to the Monetta Funds. The advisor has contracted with SAGE Scholars, Inc. to offer Tuition Rewards (credits) to all Monetta Fund Shareholders that enroll in the Tuition Rewards program through Monetta's website.

*An Automatic Investment Plan does not assure, and does not protect against, a loss in declining markets. Such a plan involves continuous investment in securities regardless of fluctuating price levels and investors should consider their financial ability to continue purchases through periods of low price levels.

For custodial accounts, MFSI has a "college savings program" where the Monetta Shareholders automatically receive an investment kit, a quarterly newsletter, various educational materials and in addition, if enrolled, will receive Tuition Rewards.

All cost for the College Savings Program including participation in the Tuition Rewards Program are paid by MFSI.